Posts Tagged "Preapproved"

Questions buyers should ask a mortgage lender

»Posted in Home Buying Tips

Questions buyers should ask a mortgage lender

How do you decide which lender is best for you? There is a lot more to the mortgage process than getting a good rate. High costs in fees and poor service can come as very unhappy surprises. Here’s a list of suggested questions you might ask a lender: How large is your company, and how long has it been in business? Are you a licensed mortgage broker or loan officer in Texas? Is your company a mortgage banker or a mortgage broker? (A banker lends its own funds; a broker searches mortgage sources and arranges for you to receive financing from the lending entity.) What is the name, phone number, and e-mail address of the person who will actually be processing my loan application? How accessible is that person? Tell me about all loan fees. What fees must I pay up...

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