Homeowners insurance: 7 tips for Texans
Save on homeowners insurance Here are seven ways to cut the cost of your home insurance from helpinsure.com, a Texas consumer-friendly Internet site: 1. Shop around – and do it early! Check with several different home insurance companies to get rate quotes. (An independent insurance agent can provide rate quotes from a variety of companies.) And definitely do it well before your policy expires, just in case you run into any snags along the way. 2. Raise your deductible The deductible is the amount of money you have to pay toward a loss before your insurance kicks in. Home insurance deductibles usually start around $250. However, if you increase your deductible to: $500, you’ll save up to 12% on your premiums $1,000? Save up to 24% $2,500? Save up to 30% $5,000?...
